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  • By using this website or submitting an enquiry, you agree to these Terms and Conditions and our Privacy Policy.
  • Users must be at least 18 years old and must provide complete, correct and genuine information.
  • Newcoins facilitates insurance enquiries, quotations and policy-related assistance but does not underwrite insurance risk.
  • Quotations displayed or communicated are indicative and may change after verification and underwriting by the respective insurance company.
  • Policy issuance, premium, coverage, inspection, cancellation, renewal and claim settlement are subject to the insurer’s rules and policy conditions.
  • Customers must carefully review the policy schedule, benefits, exclusions, deductibles and conditions before making payment.
  • Payments should be made only through payment links or accounts authorised by the respective insurance company.
  • Newcoins does not guarantee the lowest premium, policy issuance, claim approval or claim-settlement amount.
  • Customers are responsible for losses arising from incorrect, incomplete or withheld information provided during the insurance process.
  • Personal information will be processed according to our Privacy Policy and may be shared with relevant insurers or service providers for completing the requested service.
  • These terms may be updated when required, and continued use of the website will constitute acceptance of the revised terms.
  • These terms are governed by Indian law and, subject to applicable consumer-protection laws, disputes shall fall under the jurisdiction of courts in Thane, Maharashtra.